Comprehensive Insurance Policies for International Tourists

If you’re planning on visiting Canada then you will have a wonderful time exploring a beautiful country with a huge variety of places to go and things to do and see. With terrain ranging from coasts to mountains, green forests to white ski slopes, Canada has something for everyone.

However, a person must always bear in mind that they should be prepared for every eventuality and a very important thing to do before leaving home is to purchase visitors insurance usa. While the furthest thing from your mind when going somewhere new is to expect medical problems, it can happen and when it does it can be a costly business. That is why we highly recommend out visitors travel insurance, tailored for visitors to the land of moose and the maple leaf.

We don’t just cover the short-term holidaymaker, either. With policies up to 36 months in length, if you are a worker or student in Canada you can take advantage of our Comprehensive Visitor Health Insurance. This ensures that should the worst happen, you will have one major worry off your mind – the cost of treatment.

While medical facilities in Canada are of a very high standard, they do not come cheap to those who are not resident in the country so it is very important that anyone visiting has some kind of policy – just in case. Our travel insurance can cover not just the treatment, but also assistance in obtaining local medical care; maintaining contact between attending and family physicians; arranging medical evacuations; arranging for family to visit the ill traveller, and many other benefits.

In fact, we can even go as far as acting as a 24-hour toll-free emergency message centre. This is ideal in cases where it is difficult to pass telephone numbers around, or where time zones cause problems with communication. Should additional funds be required, we can help with emergency cash transfers and credit card advances based on your resources. In addition, we can help in replacing lost baggage and passports whether as a result of any injury claim or not.

In other words, we offer peace of mind – something which, in itself, it a huge part of getting well again as quickly as possible!

Travel Insurance Policies with Pre Existing Coverage

We offer travel insurance to usa for the traveller heading to the United States. All eventualities can be covered at reasonable cost including ambulance services, dental treatment, medical evacuation and repatriation. Travel insurance with pre existing is of paramount importance when visiting the States due to the high potential cost of any medical work required while you are visiting. Most hospitals and doctors will insist on seeing proof of insurance before any treatment commences, the only alternative being to hand over a large amount of cash to begin with and face a potentially excessive bill once you leave.

While American health care is of a very high standard, it is true that you get what you pay for. With one of our travel medical insurance policies you can rest assured that you will have one less worry on your mind. If you are requiring medical treatment of any kind then you want to have as few additional worries as possible, and our policies will ensure this is the case.

Our policies range in coverage and value and our staff will ensure that you obtain one that is suitable to yourself based on your age, plans and any prior conditions. The road to a quick recovery is to be able to relax and let the professionals do their work to heal you. We will do our part by allowing you to “rest easy”, safe in the knowledge that all of this work is paid for.

So please look and see what we have to offer and realise that you don’t need to hold yourself back as you enjoy your time in the United States. It is a wonderful country with a huge range of places to go and things to do. Make sure you make the most it and relax, safe in the knowledge that should you find yourself taking advantage of the health professionals there, you will not be finding yourself out of pocket.

With policies ranging from Standard to Comprehensive, there will be one that will fit yourself – and your family – perfectly, leaving you all to explore this fantastic country without a care in the world!

Chartis Insurance Re-branding Fall 2012 to AIG

American International Group Inc. (AIG) has confirmed rumors that it will re-brand its insurance divisions globally and return to the AIG name.

In an internal memo dated June 28, AIG president and CEO Robert Benmosche said that the company has made significant progress in restoring its reputation.

“Research shows that the AIG name is well-respected among our partners and customers in every corner of our businesses. Therefore, we have made the decision: We will return to the AIG name in the fall,” Benmosche wrote.

India Network Foundation sponsors visitor health insurance to students, temporary workers (H1 visa holders) and their families. All insurance products sponsored by the foundation are administered by India Network Health Insurance and underwritten by The Insurance Company of the State of Pennsylvania, a member of Chartis Insurance. Chartis Insurance is a division that will be rebranded to AIG in the fall of 2012.

Article source: http://www.canadianunderwriter.ca/news/chartis-intends-to-re-brand-as-aig-in-the-fall-of-2012/1001505165/

ObamaCare Mandate May Increase Travel Medical Insurance Requirement for Non US Citizens

This article was originally distributed via PRWeb. SOURCE: India Network Foundation

Supreme Court ruling that upholds individual mandate for health insurance may increase verification of visitor medical insurance for non US citizens visiting the USA.

Orlando, FL (PRWEB) June 29, 2012
India Network Foundation, a non-profit US based sponsor of health insurance in the USA, expects the Supreme Court ruling that upholds the individual mandate of the Affordable Care Act, to increase the medical insurance requirements for temporary visitors to the USA. Professor KV Rao, India Network Foundation founder commented, “The health insurance mandate for US citizens may likely apply to non US citizens visiting the USA for extended stays.”
Since 1988, India Network Foundation has sponsored health plans for tourists, temporary workers and students visiting outside their home country. As a response to the increasing need for medical coverage for emergencies related to pre existing conditions, India Network introduced Comprehensive Visitor Health Insurance with Pre Existing Condition Coverage in February 2012.
Dr. KV Rao, reflecting on the Supreme Court landmark decision, added “The health care law addresses a major issue of coverage for people with pre existing conditions for US citizens. It is expected that visitors coming to the United States starting from 2013 may be required to show proof of health insurance coverage from US based health insurance providers before they will be admitted to satisfy compliance with the health care legislation.”
For the entire article, visit PRWeb: http://www.prweb.com/releases/2012/6/prweb9655846.htm

Avoid Affordable Care Worries with India Medical Coverage

While the US awaits the decision of the Supreme Court regarding the constitutionality of the Affordable Care Act, i.e., Obamacare, pre existing condition coverage will not be impacted for visitors selecting India Network Health Insurance while in the USA. Medical Coverage with pre existing coverage is available up to $60,000 for tourists, students and workers staying in the US for a minimum of 90 days. Both fixed coverage (open to any provider) and comprehensive coverage (using the MultiPlan PPO network) plans are available. To learn more about the visitor insurance coverage and claims processing through Chartis, visit India Network Health Insurance.

Medical Coverage with EasySelect

Visitors traveling to the United States often consider Medical Coverage through aggregator sites. When using these sites be aware that not all health plans are represented by these sites. Some plan administrators, such as India Network, may not be included in the aggregator sites. Fortunately, India Network provides EasySelect to simplify the choices for visitors of all ages, with or without pre existing conditions. Importantly, the claims process for any accident or emergency is provided by United States based Chartis Claims independently of the AM Best A rated insurer US based underwriter, Chartis Insurance.

India Network Foundation joins with Thambiran Heart & Vascular Institute to offer members and parents discount for cardiovascular disease prevention and care.

Orlando, FL (PRWEB) June 20, 2012

India Network Foundation, a non-profit US based sponsor of health insurance in the USA, announced an agreement with Thambiran Heart & Vascular Institute wherein members of India Network Foundation and their family members can receive discounted rates for preventive heart care services and comprehensive vascular health screening programs at Thambiran Heart & Vascular Institute, Chennai, India.

In addition to offering medical insurance for travel to the US for seniors age 70 and older, the agreement with Thambiran Heart & Vascular Institute extends foundation membership benefits for preventative care. Professor KV Rao, India Network Foundation founder added, “India Network Foundation is pleased to offer screening and health care services specifically for parents with pre existing conditions that are planning to visit the US.”

For the entire article, visit PRWeb: http://www.prweb.com/releases/2012/6/prweb9623175.htm

Medical Coverage for Global Tourists

Medical situations and emergencies can become a complicated situation and cost you a large sum of your expenses and time. Traveling internationally brings with it the possibility of having a medical emergency in a location where the health care is in a poor state and evacuation is the only solution available to you.

Medical Coverage should include a medical evacuation benefit with endless access and be provided year round. Cooperative and Experienced staff is a necessity as well as having credible and professional assistance.With decades of medical evacuation experience, Chartis Assist can facilitate any medical evacuation. To learn more, you can visit India Networks home page  http://www.kvrao.org

Medical Insurance Options for Overseas Visitors

When you are a traveler that is seeking Medical Coverage, and you are also searching for an independent underwriter and claims, India Network Health Insurance can provide you with that.

For as long as insurance companies demand a profit to stay in business, the profit can only occur after operating expenses, advertising expenses, agent/broker commissions, and claims are paid. Lets take for example, a policy for a parent 60 years of age visiting the US for 3 months. Converting the health insurance policy from rupees, the family member pays only $35 dollars per month for $100,000 in medical coverage. The basic math will tell us that something has to give if such a small amount of premium is charged and the obvious choice, is the claim.

When considering the profits and the math behind them, take into account the requirements and exclusions as well. In a perfect world where the hospital near your house in San Jose, California (or parts nearby) accepts an administrator in New Delhi, India for cashless payments, where the medical emergency is not tied to a pre existing medication and where all medical and travel documents are expedited instantaneously, a claim is processed. Of course, the world is not perfect.

For a long standing, US based health insurance administrator with independent claims and underwriter, take a look at India Network Health Insurance. Happy travels.

Medical Coverage for Travelers

India Network offers both Fixed and Comprehensive Health Insurance for Tourists. Standard Coverage plans ranging from $100,000 to $150,000 and Comprehensive plans range from $75,000 $150,000 and both plans offer several discounts and services.
For ages 50 or older, the Comprehensive Plan has a higher monthly premium than a Standard Plan and requires a 20% co-insurance for the first $5,000 of medical expenses when using in-network MultiPlan providers. If pre existing condition coverage is elected with the comprehensive plan, it has only one Pre Existing Deductible choice of $1,000 and the maximum pre existing coverage  is capped at $20,000.
When seeking Medical Coverage, India Network Health Insurance offers various coverage plans, both Comprehensive and Standard, pre-existing coverage, and additional benefits.